Luminous Awareness Institute

LAI Financial Agreement: Accelerate - EB / 24 Payments

Dear Luminous Being,

We are excited to have you join us as a student in the LAI 2-Year program (2019-2021) in California!

We, with Luminous Awareness Institute LLC (“Luminous” or “LAI”), are asking you to read over and sign the following agreements that set the container for the relationships between you and Luminous, between all of us as members of an intentional evolutionary learning community, and between you and your own integrity, intention, and alignment to serving Awakening. While we realize this is a lot to read, your careful consideration of and consent to these agreements enables Luminous  to create and maintain itself as a teaching lineage of high integrity, heart-centered offering, and impeccable quality and facilitates a community in which the greatest trust, healing, and awakening can occur. 

These are the categories we ask you to consider and agree to:

  1. Program Overview
  2. Financial Agreements & Terms
  3. Use of Luminous Teachings, Materials, and Transmissions (separate document)
  4. Liability Waiver and Release (separate document)

Questions? Please feel free to contact:

Luminous Coordinating Team, at

Jen Medrick, Program Director, at

2-Year Program Overview

Luminous is dedicated to generating a loving, harmonious, awake world and to creating happiness and well being for all sentient beings. This is a lineage path that trains people to awaken to their deepest nature as well as provides tools of liberation and healing that enable us to clean up and purify all the parts of self until we are the living embodiment of that realization. The healing that arises and the skills and techniques taught within a committed community of co-explorers, with expert guidance from teachers who strive to walk the path themselves, are meant to become ongoing practices that ripple through all areas of our lives.

Logistical Details:

  • Eight 4-day modules (Thursday through Sunday)
    • Module Times:
      • Modules begin with arrival and check in around 12:30pm on Thursday, with class starting at 2:00pm.
      • Modules complete on Sunday by roughly 6:00pm
    • Module Dates: (please add to your calendar)
      • Module 1: November 14-17, 2019
      • Module 2: January 16-19, 2020
      • Module 3: March 26-29, 2020
      • Module 4: June 18-21, 2020
      • Module 5: August 20-23, 2020
      • Module 6: October 22-25, 2020
      • Module 7: January 14-17, 2021
      • Module 8: March 25-28, 2021
    • Immersive, residential setting 
      • Module 1: IONS / Earthrise Retreat Center near Petaluma, CA
      • Modules 2-8: Expanding Light Retreat Center near Nevada City, CA
      • Food and lodging are arranged at a separate expense from program tuition
  • Two 2-day meditation workshops
    • Taught collaboratively with Anna-Lisa Adelberg and meditation/awareness teacher Loch Kelly
    • Held in the Bay Area
      • Meditation Weekend 1 - December 7 & 8, 2019: Neyborly - Poet’s Corner in Berkeley, CA
      • Meditation Weekend 2 - TBD (late 2020)
    • Includes follow up calls to support ongoing practice. Dates to be announced.
    • Food and lodging are NOT arranged for meditation weekends as the majority of students are local to the Bay Area. There are many Airbnb options in the Bay Area and it may be possible to stay with local Luminous students as well.

Review the full program description on our 2-Year Program page, including the dates for each module.

All modules in this program are built on preceding modules, creating an increasingly rich and deep collective group field in which to grow, heal, and build skills, both individually and collectively. This student body has been carefully chosen to build a diverse and potent community that is most likely to support development of awake awareness with healing. Each person matters and helps set the tone to create the context for our journey together. Your active engagement with the material and with the community is essential. We invite you to hold both yourself and others with this in mind.

Luminous Awareness Institute reserves the right to make necessary adjustments to the curriculum, course offerings, class hours, scheduled dates (with at least 60 days notice), equipment and organization as it deems necessary.  

Personal Responsibility

Luminous Awareness Institute is an educational program and lineage transmission for those who are actively engaged with and committed to their own awakening, personal growth and development and who seek to bring their skills and gifts in service to their larger communities. You may have an interest in becoming a practitioner or weaving Luminous capacities into current practice modalities. As you move through the program, you may find you want to bring both your awake awareness and increasingly whole presence into areas from business to teaching to activism to art…or simply into your community and family.

Regardless of how your experience with Luminous ripples out into the world, you are ultimately responsible for your own path. Luminous provides tools and points out instructions for finding your way into new and profound states of being and seeks to support your integration of these shifts in lasting, sustainable ways beyond the program and the cushion. And, this is an active path that requires your direct involvement and commitment. As with any practice that leads to real transformation and manifestation in the world, you get out what you put in. The commitment you make to engaging with the teachings, exercises, practices and community throughout your time in the program will determine the growth, healing and lasting consciousness shifts that you experience. We invite you to step up, step in and see what emerges from your active engagement with and ownership of your own unfolding!

   I have read and understand the Luminous Awareness Institute Program Overview and acknowledge personal responsibility for active engagement with the program.

Financial and Terms Agreement

We recognize that enrollment in our program is an investment on many fronts – financially, time-wise as well as with respect to your engagement with personal healing and growth. We seek to be as clear as possible about what you can expect from us and what we expect from you. You agree to let us know in advance of any changes to your address or other circumstances that may impact your payments and to respond promptly to requests around any payment issues that may arise.

Please review the following information and reach out with any questions before signing this contract.

Tuition Payments

Tuition for the entire two-year LAI3 (2019-2021) Program - Accelerate Package is $13,400 (adjusted by any applicable discounts). 

Payment in full is due by 10pm on November 1, 2019 (or the first of the month following your enrollment). If you elect to enroll, you will be responsible for the entire tuition cost, subject to the Cancellation & Withdrawal provisions below.

Your payment details are as follows:

  • Total Accelerate tuition: $13,400 
  • Discounts: Early Bird $250
  • Deposit: Your $850 deposit ($250 of which is non-refundable) is applied to the total cost of tuition and holds your space in the LAI 2-Year program.  The deposit has already been subtracted from the remaining total tuition fee. 
    • $600 is refundable if cancellation occurs by Sep 1, 2019
    • $300 is refundable if cancellation occurs by Nov 1, 2019
    • No deposit refunds are offered after Nov 1, 2019
  • Tuition owed: $12,300 after paying deposit but before choosing payment plan 
  • Payment Plan You Chose:
    • 24 monthly payments of $538/month, paid on the first of the month starting 11/1/2019 through 10/1/2021
      • This is a financed payment option that LAI extends as a courtesy to allow our students to pay for the program over time. You understand that you are still responsible for the entire program cost, unless you withdraw by the drop deadline of Monday, December 2, 2019.
      • Financed plans include a 5% finance fee on the total cost of the program to cover expenses of managing the ongoing payment plan. This amount is already included in your monthly cost above. The total amount you will pay for the program after the deposit is applied, including all fees, is $13,762.
      • You understand that while payments will extend beyond March 2019, which is the end date of the program, you are responsible for all payments until the entire program cost has been paid in full.
      • If you miss a payment, the end date of the monthly payments will be extended until you have made all 24 payments or paid the balance in full.
      • There is no penalty for accelerating payments. Your payment amount will remain the same but your number of payments will be adjusted to reflect any amount you pay off, and the amount of your final payment adjusted as needed.
    • Tuition payments that are more than five days late accrue a $35 late fee. If you are on a financed payment plan and are more than 2 payments behind, you will not be able to attend the subsequent modules until payments are caught up.

Food & Lodging Costs

  • Module 1 (at IONS / Earthrise): Food and Lodging run a total of $473/person (for a shared room) or $615/person (for a private room) for the module (Thurs / Friday / Saturday night and 9 meals from Thurs dinner to Sunday lunch)
    • Food and Lodging is not included in your tuition. It is a separate payment. You will be asked to pay for lodging prior to each module.
    • Lodging is in two free-standing buildings. Dining and meeting spaces are within easy walking distance.
    • Rooms are primarily shared with two twin beds or a double bed for couples. There are only a couple private twin or double bed rooms for people who genuinely need privacy for personal reasons.
    • There is no camping or RV parking at IONS. You can commute from the Bay Area however. The cost for 9 meals and a facilities fee for commuters comes to $247.
    • Extra nights are available at an additional cost and will be in the same room already chosen.
    • Meals from Thursday dinner through Sunday lunch are included in your lodging price. Extra meals can be added a la carte.
  • Modules 2 - 8 (at Expanding Light): Food and Lodging generally run a total of $330-$466 per module (Thurs / Friday / Saturday night and 9 meals from Thurs dinner to Sunday lunch)
    • Food and Lodging is not included in your tuition. It is a separate payment. You will be asked to pay for lodging prior to each module.
    • Lodging is spread across two large areas - the main Expanding Light campus and the nearby Meditation Center campus (15 minutes from the main meeting and dining spaces). Driving is necessary at Expanding Light to get between locations in a timely fashion on the 700+ acre property. Carpooling is easy and encouraged. 
    • Rooms range from rustic cabins and bungalows (with heat and electricity; bathrooms in a separate heated bathhouse) to comfortable shared rooms in a common building to more deluxe cabins with small kitchenettes and en suite bathrooms. There are also several cabins at Expanding Light that have three beds.
    • Tent/RV are the least expensive option at $259 for the module and a small number of private rooms cost as much as $700.
    • Extra nights are available at an additional cost and will be in the same room already chosen.
    • Meals from Thursday dinner through Sunday lunch are included in your lodging price. Extra meals can be added a la carte.
  • Food and Lodging payments will be processed approximately 30 days prior to the module date (except for Module 1, see exact dates below).
    • A late fee of $50 will be applied to the charge if your payment is not completed within 25 days of the module date.
    • If you do not pay for the costs of your lodging by the deadline, you will not be able to attend the module. You will still be responsible for your tuition payments.

  • Lodging options are on a first-come, first-serve basis.
    • Costs vary depending on choice of lodging. 
    • You can request a specific roommate and we will do our best to accommodate your request. Please make sure the person you request is also interested in rooming with you.
    • At Expanding Light, we suggest choosing your lodging promptly, particularly if you have specific desires such as a less expensive option or one of the very limited private rooms.  
    • Most rooms will open up for selection again prior to each module. 

  • If for some reason you are unable to attend a module, you may cancel your Food & Lodging reservation on the condition that you provide 30 days’ written notice to the LAI Coordinator.
    • If you do not provide 30 days notice or more, you will be responsible for your Food and Lodging costs regardless of attendance.


At both Expanding Light and IONS Earthrise, Food and Lodging are a combined cost based on a per-module stay and cannot be separated. Neither retreat center allows our students to bring and prepare their own meals, although you can bring small supplementary food items. Thus, Food & Lodging costs still apply for those who have dietary restrictions that prohibit eating at the retreat center or who choose to skip certain meals. Opting out of certain meals does not reduce your total Food & Lodging costs. 

The payment schedule for Food and Lodging is as follows:

  1. November 11, 2019 (extended time due to enrollment ongoing)
  2. December 16, 2019
  3. February 26, 2020
  4. May 18, 2020
  5. July 20, 2020
  6. September 22, 2020
  7. December 14, 2020
  8. February 25, 2021

Cancellation & Withdrawal

The student body in your class is a very carefully held gathering of people who will journey together for close to two years. Once you choose to commit to this program, you become an integral participant in the program. Other applicants are turned away based on your enrollment. While new students can be admitted from the waitlist before the second module, once the second module is underway, new admissions are closed for the duration of the program. Please keep this in mind as you read our cancellation and withdrawal policies.

  • As a new student, you may attend the first module to directly experience whether this program is a fit for both you and Luminous Awareness Institute.
  • The Withdrawal Period ends Monday, December 2, 2019. 
  • If you withdraw from the program during the Withdrawal Period, you acknowledge and agree that you are responsible for $1,500 of your tuition plus the Food and Lodging costs for the first module.
    • Your deposit and any tuition already paid will be applied as credit towards your $1,500 tuition cost.
  • A refund will be issued by check if you have paid more than $1,500 towards tuition, plus Food and Lodging for the first module, at the time of your withdrawal from the program. 
  • If for some reason a student must discontinue the program on or after December 2, 2019, there will be no refunds and the student is committed to pay the tuition in full (including those on financed payment plans) for the duration of the 2 year program, but not required to pay Food and Lodging costs for any modules not attended.
    • Unfortunately, given the design of the program we are only able to make exceptions to this policy in the case of a true emergency. We will consider any extenuating circumstances on a case-by-case basis.  

Again, you must inform the Luminous Coordinator of your decision to withdraw from the program no later than 11:59pm on December 2, 2019.  If you do not contact us by December 2, 2019, you are committed to the entirety of your tuition costs for the complete two-year program.

Luminous Awareness Institute at all times reserves the right to terminate any student for failure to meet its policies and guidelines.  

This Financial and Terms agreement (“FT Agreement”), together with the Use of Luminous Teachings, Materials and Transmissions agreement and Liability Waiver and Release constitute the whole agreement.  The terms of this FT Agreement are incorporated herein by reference into the provisions of the Use of Luminous Teachings, Materials and Transmissions agreement and Liability Waiver and Release to constitute one, whole agreement.

I have read and agree to the Luminous Awareness Institute Financial Agreements & Terms and agree to pay my tuition in full after the drop date as well as any Food and Lodging costs I may have accrued.

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Document name: LAI Financial Agreement: Accelerate - EB / 24 Payments
lock iconUnique Document ID: 42f8cf42311233b05df11b92cee7bc4bbe64622b
Timestamp Audit
December 1, 2019 4:08 pm PDTLAI Financial Agreement: Accelerate - EB / 24 Payments Uploaded by Jen Medrick - IP